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Clients often assume their affairs are so complicated there is no solution (should that be hope?) as far as their Wills are concerned.  I often tell them they can do whatever they wish because I have a bag full of precedents and clauses for every occasion, it is just a question of finding the right ones.
However, I often find that a Will is not enough to resolve certain situations or sets of circumstances arising in some family circles.
A Will does not stop a so called dependent from making a claim on an estate if they feel they have been unfairly disinherited.
A Will does not determine the right time to distribute legacies, particularly if the beneficiary is going through a divorce for example.
A Will does not always guarantee that children from a previous marriage will receive their rightful inheritance, nor does it prevent your grandchildren from being unfairly disinherited by their parents.
A Will does not prevent a professional firm from charging expensive probate fees at any rate they choose, at the expense of slicing a large part of the estate for themselves instead of your family’s benefit.
Finally, consider how the Will organises your estate so that you know who is going to inherit from it, then consider if it gives them a problem.  It is difficult to assume that giving significant amounts of money could be a problem, but what if significant gift creates a tax problem for your beneficiary?  This is bitter sweet gratitude.
The Will only becomes a legal document after the death of the person who has made it.  What if there is no money left to distribute because the investments and the house are required to pay for the outstanding bills from the care home?  You can have the most elaborate and well thought out Will in the world, but if there is nothing to distribute it is useless!
The answer is to set up a Family Protection Trust for the right reasons, at the right time, in the right way.